Enforcement Actions Administrative

In the Matter of Merrill Lynch, Pierce, Fenner & Smith, Inc.

In the Matter of the Agent Registration of Letricia Elayne Preston

In the Matter of the Application for the Agent Registration of Harrel B. Hensen

In the Matter of the Application for the Agent Registration of Robert Allen Stinziano

In the Matter of Energy Associates, Inc.; John R. Zakharia and Michael Sither

In the Matter of Sunshine Real Estate Development, Inc.; and Jules B. Fleder

In the Matter of Information Brokerage Systems, Inc., and Michael Forbes

In the Matter of Virtual Cash Card, LLC; Virtual Cash, LLC; Eric Turner; Kenneth May; joe Roberts; and Tony Perone

In the Matter of the Dealer Registration of J.P. Gibbons & Co., Inc.

In the Matter of the Dealer Registration of Bell Investment Group, Inc.